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Personal loans

Borrow with confidence

Apply for a personal loan up to £25,000 and view your repayments online.

See what a loan could look like

Choose an amount, pick a repayment term and get an estimate of your monthly repayments.

Monthly payment

£224.43


Representative APR
14.9%
Total cost of credit
£193.16
Total amount repayable
£2,693.16
Apply for a loan

Checking your eligibility won't affect your credit score.

Why choose a loan with Kroo?

  • Money in minutes

    Apply online and, if approved, receive your money directly into your account.

  • No early repayment fees

    Pay off a little extra or settle your loan early without additional fees.

  • Fixed interest

    Know exactly what you'll pay each month with a fixed rate for the length of your loan.

  • Easily manage your loan

    Track your balance, view repayments and stay in control online

A representative example

See how a typical Kroo personal loan works, including monthly repayments, the total cost of credit and the total amount repayable.

A £5,000 personal loan over 3.5 years at 14.9% APR representative (fixed) with repayments of £151.19 a month. It would cost £1,349.98 as a total charge for credit, so the total amount repayable would be £6,349.98.

42 monthly repayments of £151.19
Total charge for credit £1,349.98
Total amount repayable £6,349.98

Why choose a Kroo Bank loan?

Whether you're buying a car, improving your home or consolidating existing borrowing, a Kroo loan gives you a simple way to move your plans forward.

Borrow on your terms

Choose how much you borrow and spread repayments over a term that works for your budget. With loans from £1,000 to £25,000 and repayment terms from 1 to 5 years, you're in control. Representative 14.9% APR

Pay off your loan early

Make overpayments whenever you like. Reduce your future repayments or pay off your loan sooner, without early repayment fees.

Questions? Answers.

A loan made to you personally, without any security against it (like a car or a house).